Interview with Nicholas Subich, CEO of Award-Winning YTS Wealth Management
Interview with Nicholas Subich, CEO of Award-Winning YTS Wealth Management, on Financial Planning for Successful Professionals
We recently sat down with Nicholas Subich, CEO of YTS Wealth Management, an award-winning* wealth management firm serving clients across Pennsylvania and the DC Metro Area.
With a growing team of licensed advisors and a planning-first philosophy, YTS has built a reputation for delivering comprehensive, personalized financial guidance to high-net-worth individuals and families.
We spoke with Nicholas about the financial considerations that matter most to successful professionals, especially those navigating significant life milestones like finding a partner and building a future together.
Q: For high-net-worth professionals with demanding careers, financial planning can sometimes take a back seat to work. What do you see as the biggest mistake successful people make with their wealth?
The most common mistake I see is assuming that earning a high income automatically translates into long-term financial confidence. Many of our clients are accomplished executives, entrepreneurs, and professionals who have spent decades building impressive careers, but they haven’t always had a coordinated strategy tying together their investments, tax planning, insurance, and estate goals. When you’re focused on building a career or a business, it’s easy to let those pieces operate in silos. At YTS, our goal is to bring all of that under one roof so everything aligns with your larger financial objectives.
Q: Many of our clients are high-achieving individuals who are also looking for a life partner. How does a major life transition like a new relationship or marriage affect someone’s financial plan?
It’s one of the most significant financial events in a person’s life, and it’s one that people often underestimate. When two successful people come together, you’re merging not just lifestyles, but investment accounts, tax strategies, estate plans, and sometimes business interests. The earlier you bring a financial advisor into that conversation, the better. We help couples think through questions like: How do we structure our assets? Do we need to update beneficiary designations? What does our combined tax picture look like? These aren’t the most romantic topics, but they’re essential to preserving what both partners have built.
Q: What advice would you give to a successful professional who is just starting to get serious about comprehensive financial planning?
Start with a plan, not a product. A lot of people come to us after years of collecting various investment accounts, insurance policies, and financial tools without any overarching strategy connecting them. Our approach at YTS is planning-first: we sit down, understand your full financial picture, including cash flow, debt, retirement goals, tax situation, and estate considerations, and then build a strategy that ties everything together. The investments follow the plan, not the other way around. And I’d add: don’t wait until retirement is on the horizon. The most impactful planning happens when you still have time to be strategic.
Q: YTS was recently named one of the fastest growing firms in Pittsburgh. What do you attribute that growth to?
Honestly, it comes back to the way we treat people. We still meet our clients in person. We’re proactive about communication. We don’t wait for a market downturn to pick up the phone. And because we have financial planning, tax planning, and insurance capabilities all within the firm, clients get a seamless experience instead of being bounced between three or four different providers. That’s what sets us apart, and I think people feel it. Our success is directly tied to our clients’ success, and that alignment drives everything we do.
To learn more about YTS Wealth Management and schedule a financial planning consultation, visit www.ytswealth.com.
Disclosure:
*The Pittsburgh Business Times Fast 50 is a ranking of locally owned, for-profit entities in the Pittsburgh region based on revenue growth during the three-year period from 2022-2024. The winners were announced on 11/20/2025. Businesses were required to have at least $2,000,000 in revenue in 2022 to qualify. Firms do not pay a fee to be considered for this recognition. Receiving this award is no guarantee of past or future performance.
